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This online defensive driving course is not intended nor approved for motor vehicle point reduction or ticket dismissal programs. Requirements for insurance discounts vary by state. If you intend to take this course for insurance discount, you must verify with your agent or insurance company before you enroll that they will accept the DDC-Online Certificate of Completion issued by the National Safety Council. Since only one certificate will be issued to each account, family members will need to purchase separate accounts to receive the certificates of their own.