GEICO Defensive Driving Discount Information by State

*SafetyServe.com makes every effort to ensure that our information reflects GEICO’s latest policy requirements. Discount availability, amount, and eligibility criteria may vary between states and/or GEICO companies. However, it is your responsibility to verify your eligibility to take the course online with your GEICO agent. Please contact GEICO if you have any questions about your eligibility at (800) 861-8380. (Updated 12/2017)

Please click on your state below to give you more information:

AL
AK
AZ
AR
CA
CO
CT
DC
DE
FL
GA
HI
ID
IL
IN
IA
KS
KY
LA
MA
MD
ME
MI
MN
MO
MS
MT
NC
ND
NE
NH
NJ
NV
NY
OH
OK
OR
PA
RI
SC
SD
TN
TX
UT
VA
VT
WA
WI
WV
WY


Alabama*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Alabama, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Alaska*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

In Alaska, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You have not been involved in an at-fault accident or convicted of a traffic violation
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Arizona*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Arizona, you may be eligible for this discount if:

  • You are 50 years of age or older
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Arkansas*

If your policy is rated for this state, you could save up to 15% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Arkansas, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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California*

If your policy is rated for this state, you could save up to 5% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In California, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Colorado*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Colorado, you may be eligible for this discount if:

  • You are at least 50 years of age (age limit may not apply for all GEICO companies)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Connecticut*

If your policy is rated for the state of Connecticut, you could save up to 10% on applicable coverages by taking a defensive driving course. One way to take advantage of this discount is through an online defensive driving course offered by the National Safety Council. This course is provided at a discounted price of $19.95 for GEICO policyholders.

NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online.

In Connecticut, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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Delaware*

If your policy is rated for this state, you can save up to 15% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Delaware, you may be eligible for this discount if:

  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)

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Florida*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Florida, you may be eligible for this discount if:

  • You are at least 50 years of age (55 in some cases)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)

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Georgia*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Georgia you may be eligible for this discount if:

  • You have not been involved in an at-fault accident or convicted of a traffic violation

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Hawaii*

Regrettably, a Defensive Driving Course discount is not available in your state; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count toward a motor vehicle insurance discount with GEICO.
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Idaho*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Idaho, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Illinois*

Eligible courses will include a minimum of 8 hours of classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244.
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Indiana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Indiana, you may be eligible for this discount if:

  • You are at least 55 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Iowa*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Iowa, you may be eligible for this discount if:

  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Kansas*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Kansas, you may be eligible for this discount if:

  • You are at least 50 years of age (age limit may not apply for all GEICO companies)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Kentucky*

Eligible courses will include classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244.

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Louisiana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Louisiana, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Maine*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online.

In Maine, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You or another member of your household also insured on the policy is not subject to a driver's license suspension
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Maryland*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Maryland, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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Massachusetts*

Regrettably, a Defensive Driving Course discount is not available in your state; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO.

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Michigan*

Regrettably, a Defensive Driving Course discount is not available in your state; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO.

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Minnesota*

If your policy is rated for this state, you can save up to 12% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Minnesota, you may be eligible for this discount if:

  • You are at least 50 years of age
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Mississippi*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Mississippi you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Missouri*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Missouri, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Montana*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Montana, you may be eligible for this discount if:

  • You are at least 50 years of age OR a member of the National Guard
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Nebraska*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Nebraska, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Nevada*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Nevada, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have not been involved in an at-fault accident or convicted of a traffic violation
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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New Hampshire*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online.

In New Hampshire, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You do not currently have a Driver Training Discount applied
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New Jersey*

If your policy is rated for this state, you can save up to 5% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

NOTE: In order to receive credit from GEICO for taking this course, you may need to submit a copy of the course completion certificate online.

In New Jersey, you may be eligible for this discount if:

  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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New Mexico*

If your policy is rated for this state, you can save up to 20% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In New Mexico, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)

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New York*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an accident prevention course offered by the National Safety Council (www.safetyserve.com/geicony).

In New York, you may be eligible for this discount if:

  • You have completed an accident prevention course approved by the New York State Department of Motor Vehicles.
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North Carolina*

Regrettably, a Defensive Driving Course discount is not available in your state; however you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO.

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North Dakota*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In North Dakota you may be eligible for this discount if:

  • You are not required to carry a Certificate of Financial Responsibility (SR-22)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Ohio*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Ohio, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Oklahoma*

If your policy is rated for the state of Oklahoma, you could save up to 10% on applicable coverages by taking a defensive driving course that is a minimum of 6 hours of classroom or field driving instruction. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244.


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Oregon*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

In Oregon you may be eligible for this discount if:

  • You are at least 50 years of age (55 in some cases)
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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Pennsylvania*

If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

In Pennsylvania, you may be eligible for this discount if:

  • You are at least 50 years of age
  • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
  • You have not been involved in an at-fault accident or convicted of a traffic violation
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    Rhode Island*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In Rhode Island, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
    • You do not currently have a Driver Training Discount applied
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    South Carolina*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In South Carolina, you may be eligible for this discount if:

    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
    • You are not required to carry a Certificate of Financial Responsibility (SR-22)
    • You do not currently have a Driver Training Discount applied
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    South Dakota*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In South Dakota, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You are not required to carry a Certificate of Financial Responsibility (SR-22)
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    Tennessee*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In Tennessee, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You are not required to carry a Certificate of Financial Responsibility (SR-22)
    • You have not been involved in an at-fault accident or convicted of a traffic violation
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
    • Your license has not been suspended
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    Texas*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In Texas, you may be eligible for this discount if:

    • You must be at least 50 years of age (age limit may not apply for all GEICO companies)
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
    • You do not currently have a Driver Training Discount applied
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    Utah*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In Utah, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have not been convicted of a traffic violation
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    Vermont*

    Regrettably, a Defensive Driving Course discount is not available in your state; however, you may be eligible for other car insurance discounts. If you wish to take the course anyway, you may, but please understand that your completion will not count towards a motor vehicle insurance discount with GEICO.

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    Virginia*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

    In Virginia, you may be eligible for this discount if:

    • You are at least 55 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    Washington*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

    In Washington, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    Washington D.C.*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

    In the District of Columbia, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    West Virginia*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking an approved defensive driving course.

    In West Virginia, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)

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    Wisconsin*

    If your policy is rated for this state, you can save up to 10% on applicable coverages by taking a defensive driving course offered by the National Safety Council.

    In Wisconsin, you may be eligible for this discount if:

    • You are at least 50 years of age
    • You have completed the course on a voluntary basis (not as a result of an order of a court or other governmental entity)
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    Wyoming*

    Eligible courses will include classroom or field driving instruction. An online course is not currently available. To find out more about course locations near you, please call the National Safety Council at (800) 621-6244.

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    *SafetyServe.com makes every effort to ensure that our information reflects GEICO’s latest policy requirements. Discount availability, amount, and eligibility criteria may vary between states and/or GEICO companies. However, it is your responsibility to verify your eligibility to take the course online with your GEICO agent. Please contact GEICO if you have any questions about your eligibility at (800) 861-8380. (Updated 12/2017)



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